Your personal finance diary

Why Finio.live?

• Overview of all income and expenses
  You can record every money movement in detail and track cash flow. Each record can be assigned to a main category, subcategory, and detail.
• Registration without email
  You do not need to enter an email address to register. This allows you to test the system completely anonymously. You can also set your email address in your profile. However, if you log out, you will no longer be able to log in to your account, as your email address is required for login.
• Multiple accounts in different currencies
  After registration, three basic accounts are preset: Bank, Cash, Credit Card. You can add accounts, edit them, or change their order. Each account can also be in a different currency, so you can track cash in CZK, EUR, or USD, for example.
• Fast transfers between accounts
  A fast and simple transfer entry subtracts from one account and adds to another. These transfers are not counted as income or expenses.
• Available on mobile, tablet, and desktop
  You can comfortably use the app anywhere and on any device.
• Simple and modern interface
  Too much information can sometimes cause unnecessary clutter. The system is designed to show what matters most in a clear format.
• Comprehensive charts with filters
  Records can be displayed in clear charts with the option to filter in detail by dates, accounts, and categories, or even by a note you enter.
• Core features free
  You can use the app for free with no time limit. Paid licenses only expand the available options.
• Export to CSV and PDF
  With paid licenses, you can export records to a basic .csv format or to a clean .pdf.
• No ads or spam
  The app contains no ads or distracting elements. It also does not send unsolicited emails.
• Clear financial goals
  You can set different financial goals for each account and find out how long it will take to reach them.
• Clear financial budgets
  You can set your own weekly, monthly, or yearly budgets divided by category, subcategory, and detail.
• Dark mode
  For more comfortable viewing, you can switch to dark mode, which reduces eye strain.
• Attachments to transactions
  You can attach one file to each record, either a photo (.jpg) or a document (.pdf). Attachments can also be added later after entering the record or removed separately. The app also includes an Attachment Manager where you can track storage usage and compress or delete individual attachment photos.
• Attachment compression
  For photos with unnecessarily high resolution, you can reduce their size with compression by up to 95% without losing readability. This saves space and lets you store many more attachments. For example, a typical mobile phone photo taking about 2 MB can be reduced to just 0.05 MB with lossless readability.
• Individual import assistance
  If you already have your own records, we can arrange it and I will help you migrate your data for free. Send me a message via the contact form and we will sort it out.

Screenshots from system

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F.A.Q

• Is it free?
  Yes. The system is fully usable for free. If you want to keep more detailed records and unlock more options, you can upgrade to a higher plan.
• Can I connect it to my bank?
  No. The system is not connected to any bank and does not require any bank linking.
• What if I have multiple accounts and currencies?
  No problem. You can manage multiple accounts, each in a different currency.
• Is it for business owners?
  It is primarily designed for personal use. However, you can track any income and expenses. If you create a separate business account in your profile, you can record all business transactions there and keep your overviews in one place.
• What happens when my plan expires?
  You won’t lose any data. You can keep adding records and using the basic overviews. Only the limits will be reduced.
• I already have my own records and want to move the data here.
  No problem. Send me a message using the form and we’ll figure out the best way to transfer your data.

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