News and Updates

15.06.2026

Category Order Fix

Fixed an issue when adding a new subcategory or detail where the entire category moved to the first position. The original order now remains unchanged.

14.06.2026

Goal Plan Accuracy Calculation Update

The plan accuracy calculation was originally based only on the ratio between the planned estimate and the actual result. It now also includes the length of the planned horizon - the longer the horizon and the bigger the difference, the lower the accuracy.

13.06.2026

Shared and Multi-Currency Budgets

Budgets can now be set in any currency, which is converted into the base currency of the given budget. You can also choose whether the budget applies only to your own records or also to records on accounts you share with other users.

12.06.2026

Latest Records in Budget Detail

The budget detail now shows the latest entered records related to that budget.

10.06.2026

Budget Updates

I updated the budget detail view and improved the form for entering a new budget, where budgets for previous periods are now immediately visible.

09.06.2026

Exchange Rate Source Selection

Users can now set the exchange rate source in their profile. Currently, they can choose between the Czech National Bank and the European Central Bank.

07.06.2026

Transaction Overview Sorting

The transaction overview filter now includes the option to sort records in ascending or descending order by date or amount.

06.06.2026

Recurring Payments Module Fix

Account names and calculations were displayed incorrectly in recurring payments. This has now been fixed.

05.06.2026

Transfer Form Update

The transfer form no longer uses dropdown menus for account selection. Instead, it now displays the individual accounts directly, making the selection more intuitive by showing only usable accounts. I have updated the overall appearance and layout and added a list of recent records, which automatically displays relevant records. This list can be hidden in the profile settings.

04.06.2026

New Record Form Update

I have slightly adjusted the bottom part of the form, where the note field, attachment icon, and confirmation button are now placed in one row. I have also moved the button for clearing the form to the left side, so it is not close to the confirmation button.

03.06.2026

Recent Records in the New Record Form

I have added a list of the last 5 entered records to the new record form. These records update based on the selected account, and optionally also based on the selected category, subcategory, and detail. If you do not want to display these recent records, you can change this in Profile under Display - Dashboard tab.

02.06.2026

Calculator Update

On mobile devices, the mobile keyboard is no longer displayed when using the calculator, so it no longer gets in the way when entering values. On desktop, the keyboard can still be used for input.

01.06.2026

Summaries: Categories - Filter Update

In Category Summaries, I have updated the currency filter. It is now possible to select multiple currencies and recalculate the results into another currency.

31.05.2026

Transactions Filter Update

In the transaction list, I have added the option to filter records by the author who entered them. You can now filter either only your own records or records created by other users. This is useful for shared accounts. I have also adjusted the filter so that the date is the primary source, which means the available filtering options are based on records that actually exist.

30.05.2026

Password Reset Update

After resetting the password, the user is now logged out from all trusted devices. The list of trusted devices is deleted.

29.05.2026

Transaction Overview .csv Export

The .csv export now includes a new "User" column showing who created the record. This is useful for shared accounts when you need to see who entered each record.

28.05.2026

Transaction Overview Has a New Filter

I updated the filter in Transactions to match the one already used in Graphical Overviews. The filter now allows quick selection of records for today, yesterday, this week, or this month. For amounts, you can also filter only income or only expenses with a single button.

26.05.2026

Recommendations in Financial Goals

Added the option to choose the period for which savings are calculated and the option to choose the % of savings you plan to save. The result is a calculation of savings for the next 6 and 12 months.

25.05.2026

Improved Financial Goals

Financial goals have undergone a major change:

• The estimated achievement is now displayed as a date, with the time needed shown in brackets
• Display of a more detailed view of the configured goal
• Plan accuracy compared to reality
• Actual monthly average savings
• Planned estimate for achieving the goal
• Estimated goal achievement based on actual savings
• A chart showing the past and next 6 months

When creating a new plan or editing an existing one, a new "Recommendation" button is available. It displays information about how much is saved monthly based on actual records and how much could be saved in the upcoming period.

23.05.2026

Graphic overviews updated

I updated the filter in the graphic overviews by adding the option to filter by currency and, if needed, convert values into one selected currency. I also changed the doughnut chart showing the ratio of balances across individual accounts and replaced it with a clearer bar chart.

22.05.2026

Shared account records

It is now possible to set whether a shared account is transparent. If the account owner sets the account as shared, the user it is shared with can view all records for that account. The user can also choose whether they want to see these records, because they are included in summaries. Only the records of the given user are used for the Score calculation.

20.05.2026

Account sharing

It is now possible to share financial accounts between users. Access rights can be set for adding, deleting, or editing records.

17.05.2026

Install Finio.live as an App

You can now install Finio.live from your browser as an app on your computer or mobile device. Finio.live is now a PWA, which means Progressive Web Application.

16.05.2026

New Record Entry: Dynamic Category Selection

In the form for adding a new transaction, only the main category selection is now displayed by default. The option to select a subcategory appears only after the main category has been selected, followed by the Detail field. The form is now clearer and easier to use.

14.05.2026

Edit and Duplicate Buttons in Recent Records

I added two new buttons to the recent records panel on the home page. One button is for editing a record and the other for duplicating it. It is now possible to quickly and easily edit or duplicate a record after it has been added.

13.05.2026

Increased Account Limits

For the Trial and Free licenses, the limit has been increased from 3 to 5 accounts.
For the Basic license, the limit has been increased from 5 to 10 accounts.
For the Premium license, the limit has been increased from 10 to 20 accounts.

11.05.2026

Keep the Form Open After Adding a Record

Added an option to keep the New Transaction form open after adding a record.

10.05.2026

Fixed Error Messages When Closing Forms

An error message sometimes appeared when closing forms. This has now been fixed.

09.05.2026

Display Settings for the Monthly Overview

The profile settings now include an option to configure the visibility of individual panels in the Monthly Summary.

08.05.2026

Saving minimized (collapsed) view

In some parts of the application, individual panels can be minimized by clicking the header - collapsed so that only the header remains visible. This feature is currently available on the Dashboard and in the User Profile, and its state is now saved.

07.05.2026

Panel display settings on the home page

The user profile now includes an option to hide or show panels on the home page. So if a user does not want to display something on the home page, they can now hide it.

06.05.2026

Saved amount for the current month on the Dashboard

The Dashboard now displays the saved amount for the current month. By expanding it, users can view previous months.

05.05.2026

Calculator for new records

A simple calculator is now available in the form for entering a new record, in the section where the amount is entered. The result can be entered directly into the form immediately.

03.05.2026

Registration and use without email

It is now possible to log in using a username. Entering an email address is no longer required. The system is now fully anonymous.

02.05.2026

Updated account balance display on the main page

The main page no longer displays individual accounts directly, but three basic categories instead: Currently available money, Total assets, and Debts. These categories can be expanded to show individual accounts and their balances.

01.05.2026

Budgets and Recurring Payments - form

The form for entering and editing Budgets and Recurring Payments has been standardized and adapted to the current system design.

29.04.2026

Updated new record and transfer entry

New records and transfers between accounts are now entered using two buttons on the Dashboard. Removing the large form makes the entire opening panel clearer.

28.04.2026

Password reset fix

Password reset was not working. After entering an email address, an error was displayed. The issue has been resolved.

26.04.2026

Redesign of Financial Goals entry and management

The Financial Goals module contained an outdated version of the entry form. I unified editing and entry according to the new system.

24.04.2026

Personal financial score calculation

The system now calculates and displays the Financial Score metric. It covers the last 90 days and requires at least 20 records. The individual metric components are: cash flow, financial reserve, income and expense stability, debt level, and amount of savings. The resulting value is available on the Dashboard, and after expanding it, the results of the individual parts are displayed. Clicking through to the detail shows the exact calculation, evaluation, and recommendations for improvement.

22.04.2026

Added the “Immediately available” parameter for accounts

It is now possible to set the “Availability” parameter in the account settings, which defines whether the funds are immediately available.

21.04.2026

Expected payments on the homepage

I updated the display of expected payments on the homepage: the year has been removed from the date and information has been added showing how soon the payment is expected.

18.04.2026

New account management method

I redesigned the way accounts are created and edited. It is now more convenient to use on both desktop and mobile.

15.04.2026

Fix for counting inactive (hidden) accounts

The system incorrectly included inactive accounts in some calculations and charts. This issue has now been resolved.

14.04.2026

Help feature added

A help option has been added for account settings fields. Clicking on a field name now opens a help window.

13.04.2026

Fix for displaying TOP 3 expenses on the Dashboard

Transfers between accounts were previously included incorrectly. They are now excluded.

Fix for displaying recent records on the Dashboard

Recent records were incorrectly sorted by date. They are now displayed correctly based on the latest entry.

09.04.2026

Added News and Updates

From today is this list of News and Updates available for all.

08.04.2026

Adding account categorization by type

It is now possible to categorize accounts by type: Current Account, Savings, Cash, Debt, and Investment. This is preparation for upcoming features currently in development.

07.04.2026

Contact form update

In the User Profile, I have updated the message form. It now includes an option to select the message subject.

01.04.2026

TOP 3 expenses overview on Dashboard

On the homepage (Dashboard), a new graphical and numerical overview of the TOP 3 expenses for the current month is displayed. It is possible to switch and view another month or a different currency.
Clicking on the main category allows viewing subcategory details.

31.03.2026

Monthly summary on Dashboard

The monthly summary on the Dashboard has been unchanged since the beginning and no longer matched the current design. I made a visual update and removed the unnecessary expand feature.
I also added the option to select the displayed currency.

30.03.2026

Favorite entries via quick button

It is now possible to set icons for quick entry creation. These icons are displayed on the homepage above the entry form and can have all values preconfigured.

If you frequently have the same expenses (for example, shopping regularly at the same store and always paying by card), you can set a quick option like this:

• Account: Bank
• Category: Food
• Subcategory: Supermarket
• Detail: Kaufland
• Note: Regular weekly shopping

27.03.2026

Dashboard header buttons

Buttons with quick links to overviews or settings are now placed in the header of each section.

25.03.2026

Article of the day

I added a new section "Article of the Day", where you can find short and clear financial insights every day.

No theory, just things that make sense in real life – expenses, savings, habits, and a slightly different view on money.

The goal is simple: help users better understand their finances and gain more control.

The introduction and basic idea are available to all users, detailed information only for Basic and Premium licenses.

18.03.2026

Button design

The appearance of all buttons has been updated. They now better fit the overall application design.

16.03.2026

Automatic JPG attachment compression

A new option has been added in the profile settings to enable automatic compression of uploaded photos.

If you attach receipts, for example, the app automatically reduces their quality, resulting in smaller file size and saving storage space.

The quality reduction is visually almost unnoticeable and saves up to 90% of storage.

Compression is available for all users in the Attachment Management menu, where individual photos can be compressed manually.

For Basic and Premium licenses, this compression can now be set to run automatically after upload.

13.03.2026

Balance trend chart on Dashboard

A new chart showing balance trends by currency is now displayed on the homepage (Dashboard).

The time range can be set from 3 months up to 5 years.

11.03.2026

Color highlight for today’s expected payment

On the homepage (Dashboard), expected payments due today are now highlighted in yellow.

04.03.2026

Monthly summary design on Dashboard

The monthly summary on the Dashboard has an updated layout and improved button placement for switching currency and selecting the displayed month.

27.02.2026

Current exchange rates from CNB and ECB

On the public page for Czech localization, I launched a pilot overview of exchange rates. The data source is the Czech National Bank and the European Central Bank.

Available at the link below:
Exchange rates

23.02.2026

Records overview design

Optimization of the records overview for tablet, desktop, and mobile display.

14.02.2026

Recurring payments

The new main feature Recurring Payments ensures you have an overview of regularly outgoing expenses: standing orders, direct debits, subscriptions, and more.

You can set weekly, monthly, or yearly frequency, and upcoming payments are displayed on the Dashboard.

You can also see projected balances after deducting these payments.

11.02.2026

Tablet mode

Minor optimization for tablet display.

28.01.2026

Bulk category renaming

In Category settings, it is now possible to rename/update all existing records at once.

22.01.2026

Year-over-year summaries

New year-over-year summaries clearly display income and expenses across years and by months.

Filters allow limiting the view by categories, subcategories, and details, including multiple currencies.

05.01.2026

Optional email

Email is no longer required during registration – the app can now be used completely anonymously.

However, without an email, you cannot log back in after logging out. Email is not verified by the system.

03.01.2026

Budgets

In the new Budgets module, you can create your own budgets – weekly, monthly, and yearly.

Clear history tracking and instant feedback on whether you are within your limits.

20.12.2025

Financial goals

In the new Financial Goals module, you set a goal and track your progress toward it.

Expected income and expenses are defined, and the system calculates based on current balances.

It also shows an estimated time to reach the goal.

17.12.2025

Summary overviews

A new feature displaying a clear summary of all income and expenses by categories and months.

Subcategories and details can also be displayed, including reverse view. Currency switching is available.

15.12.2025

Transaction form

The form has been redesigned and better visualized. Originally just a concept, it was not aligned in design or functionality.

14.12.2025

English translation

Completed English translation of all parts.

13.12.2025

Homepage screenshots

Added current application screenshots to the homepage.

18.11.2025

HTML to PHP

Conversion of the entire application from HTML to PHP.

Sub-menu

As the menu is getting longer and more features are coming, a sub-menu navigation has been added.

17.11.2025

Account settings

New option to configure individual accounts.

16.11.2025

Foreign currencies

Completed multi-currency support. Accounts can now use different currencies.

13.11.2025

Graphical overviews

Overviews are now divided into tabs: Income, Expenses, and General.

12.11.2025

Graphical overviews

Graphical overviews launched. 8 different charts available with filtering.

11.11.2025

Transaction history filter

Added filtering by subcategories and details in transaction overview.

09.11.2025

Simple monthly summary

A monthly results summary has been added to the Dashboard.

08.11.2025

Dark mode

Added option to switch to dark mode.

07.11.2025

Category settings

Ability to manage Categories, Subcategories, and Details.

05.11.2025

Attachments

Ability to attach one file (.jpg or .pdf) to a record.

04.11.2025

CSV and PDF export

Added option to export records to .csv or .pdf.